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23 Dec 2025

How financially fit is your business heading into 2026?

Wilds Stand: B1461
How financially fit is your business heading into 2026?

Take control of your business finances with Wilds Chartered Accountants’ Financial Fitness Checklist. Use this practical guide to quickly identify areas where your business could improve profitability, efficiency, and cash flow.

Our Financial Fitness Checklist covers the key areas every business should review:

  • Profit margins – Are margins improving or shrinking?

  • Type of work – Which services or products are most profitable?

  • Reporting – Do you produce monthly management accounts?

  • Stock levels – Is stock turning efficiently?

  • Payment terms – Do customer terms support healthy cash flow?

  • Supplier prices – Have you reviewed and updated costs?

  • Customer base – Are you overly reliant on a small group?

  • Debtors – Are customers paying on time?

  • Credit limits & onboarding – Do you run checks before offering credit?

  • Finance in place – Is existing finance competitively priced?

  • Cash is king – Do you have a sufficient cash buffer?

  • Invoice timing – Are invoices raised promptly?

  • Business strategy – Has your strategy been reviewed recently?

If any part of the checklist raises questions, or you’d like help turning it into a clear plan, our team is here to support you. Call us on 0161 723 3211.

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