How financially fit is your business heading into 2026?

Our Financial Fitness Checklist covers the key areas every business should review:

• Profit margins – Are margins improving or shrinking?

• Type of work – Which services or products are most profitable?

• Reporting – Do you produce monthly management accounts?

• Stock levels – Is stock turning efficiently?

• Payment terms – Do customer terms support healthy cash flow?

• Supplier prices – Have you reviewed and updated costs?

• Customer base – Are you overly reliant on a small group?

• Debtors – Are customers paying on time?

• Credit limits & onboarding – Do you run checks before offering credit?

• Finance in place – Is existing finance competitively priced?

• Cash is king – Do you have a sufficient cash buffer?

• Invoice timing – Are invoices raised promptly?

• Business strategy – Has your strategy been reviewed recently?

If any part of the checklist raises questions, or you'd like help turning it into a clear plan, our team is here to support you. Call us on 0161 723 3211.