iwoca

At iwoca, we believe small businesses deserve better. They power our economy, shape our high streets, and bring character to our communities. But historically, access to finance has held them back.

That’s why since 2012, iwoca has offered fast, flexible loans that are built for the way small businesses actually work. Whether you're managing cash flow, investing in growth, or seizing an unexpected opportunity, we make it easy and quick to get the funding you need.

Our award-winning Flexi-Loan gives businesses control. You can apply in minutes with no impact on your credit score, get approved faster than with traditional banks, and repay early or overpay with no fees. You can even top up your loan or take a repayment holiday by overpaying.

With over £3 billion lent to 150,000+ businesses, we’re proud to be one of the UK’s leading small business lenders. Visit us at The Business Show to see how iwoca can help your business thrive.